Families and Individuals
Whether you live in San Jose, San Francisco, Palo Alto, or any of the points in between, our financial planning firm is here for you. Whatever your career or life path, our wealth advisors tailor your plan to suit your financial personality. For some, that means protecting their net worth; for others, it means seeking high investment returns. For all, it is a dedication to complete satisfaction. Our clients often come from one of these circumstances:
Technology Industry
As we are in the heart of Silicon Valley, over half of our clients work in high technology and bioscience industries. We advise these clients on maximizing after-tax proceeds of equity compensation including stock options, restricted stock, restricted stock units (RSUs) and employee stock purchase plans (ESPP). We also advise clients on concentrated stock positions and navigating restrictions on public-company insiders, and we help clients get the most from their 401(k) plans, deferred compensation plans and other employee benefits.
Professional Services
Physicians, dentists, attorneys, psychologists, consultants, and executive recruiters often have ownership interests in their practices, with substantial portions of their personal assets held in illiquid entities. Tax complexities and intricacies surrounding their business ownership can significantly impact their overall financial picture. At Parkworth, we help professional clients focus on managing cash flow, building spending plans, and putting assets to work growing long term.
Retirement
With advances in medicine and modern living conditions, we are leading increasingly long and healthy lives. Retirement periods of 20 or more years are becoming common. And gone is the notion that we plan to spend less in retirement. Given these changes, retirees want to know that they will have sufficient resources to meet their evolving needs. Parkworth® provides advice on managing the intersection of current spending, investment performance, and planned giving.
Business Owner
Business owners often have significant net worth built up in their businesses, which can present a risk needing diversification. They also have significant discretion in the operation of their businesses and hence their financial situation. We help business owners develop strategic financial plans to address these issues and assist with implementation, including qualified retirement plans.
