Important Google Benefit Features and Dates

Google offers great opportunities for employees to build wealth, but the different timelines and features can get confusing. We help you stay on top of them by building the calendar into your financial plan:

 

  • Google’s RSU typical vesting for new grants:

    • 33% vests in the first year.

    • 33% vests in the second year.

    • 22% vests in the third year.

    • 12% vests in the fourth year.

    This front-loaded vesting schedule allows employees to earn a larger portion of their RSUs in the earlier years of employment.

  • Annual bonuses are typically paid in March for the previous calendar year.

    • Company matching contribution:

      • 100% match on the first $3,000 of employee contributions; or,

      • 50% match on contributions up to the IRS limit ($23,500 in 2025), whichever is greater.

      • Includes mega backdoor Roth features (after-tax contributions + in-plan Roth conversion)

  • Semiannual reviews (twice per year).

 

Simplify Your Compensation & Benefit Decisions

As a Google team member, you want to make great decisions about your compensation and benefits—but there’s a lot to keep track of. We help you manage the details and make the most of opportunity:

 
 
 

Integrate your RSUs, ESPP, and bonuses with your personal goals

 
 

Balance spending for a fulfilling life today with saving for a fulfilling life tomorrow

 
 

Determine the contribution levels for your 401(k) based on your retirement timeline

 
 

Decide when to sell stock in order to make the most of growth and help reduce taxes

 
 

Stay on track of vesting schedules and ESPP deadlines

 
 

Use your bonuses and equity toward financial and lifestyle goals

 

Your Whole Financial Picture in Focus

Your Google compensation and benefits are an important part of your financial life, but they’re not the whole story. Our team helps bring all the areas together into a plan to fit your goals:

 
 

Cash Flow & Budgeting

Keep your spending and saving aligned with what matters most to you.

Investment Strategy

Build a portfolio to help avoid unnecessary risk and meet your objectives.

Tax Planning

Have a plan to reduce taxes and keep more of your earnings.

Retirement Planning

Decide on a work-optional date and have a plan to help achieve it.

Debt Management

Use debt wisely to achieve your goals and pay off unnecessary obligations.

Estate Planning

Have a tax-efficient plan to help leave the inheritance you want for your loved ones.

Risk Management

Get advice on any insurance gaps so you can protect what you’ve built.

 

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Be in Control of Your Financial Future

Work with a wealth management team that understands your Google compensation and benefits. We help you simplify the complexity, make informed decisions, and take charge of your financial future. Schedule a call today.