Important Benefit Features & Dates for Texas Instruments Team Members

Texas Instruments provides valuable opportunities to create long-term financial success, but keeping track of the details can be challenging. We provide planning to help you plan for important company dates and features:

 

    • 100% vests after four years (four-year cliff).

    • Offers 15% purchase price discount.

    • Includes lookback pricing.

    • Provides four quarterly offering periods each year, lasting three months.

    • Starts offering periods on:

      • January 1

      • April 1

      • July 1

      • October 1

  • Annual bonuses are typically paid in February.

    • Company matching contribution:

      • 100% match up to 4% of eligible compensation.

    • Includes mega backdoor Roth features (after-tax contributions + in-plan Roth conversion).

    • Frequency: Annually.

 

Simplify Your Benefit and Compensation Decisions

As a Texas Instruments employee, you have access to great compensation and benefits—but how do you keep on top of tax rules, vesting schedules, and other need-to-know decisions? We help you simplify the complexity and stay focused on your goals:

 
 
 

Build a plan that aligns your RSUs, ESPP, and bonuses with your financial priorities

 
 

Balance saving for the future with enjoying the rewards of today

 
 

Determine 401(k) contributions that fit your retirement timeline and lifestyle

 
 

Decide when to sell stock to make informed, tax-efficient choices

 
 

Stay on top of vesting schedules and ESPP deadlines to avoid missed opportunities

 
 

Use your bonuses and equity to help support your financial and lifestyle goals

 

Bringing Your Financial World Together

Your Texas Instruments benefits are just one piece of the puzzle. We work with you to build a cohesive plan to help tie everything together:

 
 

Cash Flow & Budgeting

Balance your spending and saving to help focus on what matters most to you.

Investment Strategy

Create a portfolio to help maximize growth and minimize unnecessary risk.

Tax Planning

Develop strategies to help reduce taxes and keep more of your earnings.

Retirement Planning

Set your work-optional date and map out a path to help achieve it.

Debt Management

Leverage debt as a financial tool while paying off your overall burden for financial health.

Estate Planning

Design a tax-efficient plan to help leave the legacy you envision.

Risk Management

Close any insurance gaps to help protect your and your family’s future.

 

Insights for Tech Professionals

Featured
Five Ways to Take Advantage of Market Downturns
Five Ways to Take Advantage of Market Downturns

With market volatility, now is a good time to review the “down market” maintenance checklist.

Windfall Elimination Provision Repealed: More Benefits for Career Changers
Windfall Elimination Provision Repealed: More Benefits for Career Changers

The Windfall Elimination Provision (WEP) has been eliminated, restoring full Social Security benefits for career changers moving from the private to public sector. Learn what this could mean for you.

Year-End Giving: A Two-for-One Tax Break with Donor-Advised Funds
Year-End Giving: A Two-for-One Tax Break with Donor-Advised Funds

A donor-advised fund is a smart and flexible way to make charitable contributions, especially in a high-income year. Read on to learn how to maximize tax benefits and make a greater impact with your charitable giving.

 

Take the Lead in Shaping Your Financial Future

Work with a financial planning team that has a deep understanding of your Texas Instruments compensation and benefits. Schedule a call today.